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This Realtor® will be pleased to provide you with
complete information on any property that meet your criteria, offered for sale
by any participating Broker through the Multiple Listing Service and represent
you in the purchase. Using the tools of technology, aggressive &
focused research, I have a proven record of buyer satisfaction.
Key benefits for you!
- Helping you obtain a suitable loan.
- Finding the best value in a new home.
- Investing my time to help you select your property
productively.
- Help you avoid the problems & pitfalls of the purchase.
My Capabilities
Financing
With years of local experience and working with numerous
locally based lenders on a regular basis, I would be happy to recommend the
best to you.
Helping you determine your monthly payment, down payment and
closing cost options, I can direct you in the right direction-NOT ALL LENDERS
WORK ALIKE!
Working with your lender of choice, I will help you
negotiate the best possible terms with the seller and represent you upon the
presentation of all contracts. I follow-up and keep you informed on all
mortgage issues until the close of escrow.
For a
personal evaluation with an area specialist, contact:
Laurie Perr 805-585-2329 at Chase Home Finance*
2151
Alessandro Drive Ventura 805-585-2320
Viola Tovias 805-411-4615 at Countrywide Home Loans*
1708 S. Victoria Ave., #B,
Ventura 805-650-6566
Brian Minkow 805-496-6357 at Washington Mutual Home Loan Center*
3960 E. Thousand Oaks Blvd., Westlake Village 805.496.0090
*Countrywide, Washington Mutual & Chase are among the nation's largest
lenders. Generally these lenders use conforming guide lines mandated by Fannie Mae, Freddie Mac or FHA/VA. They
also may be use "creative" programs or "broker" a loan to
another lender that better fits the borrowers needs.
Darryl Colvin 800-809-8361 at Downey
Savings**
**Downey Savings is a portfolio lender. They use their own
money to lend and do an excellent job for people who are self-employed or whose income
fluctuates such as commission sale people that may not qualify for conforming
loans.
Value
Having lived in the coastal area since 1985 and in
the region all my life, I appreciate the value of property here and it's
location.
Going through a long list and waiting for the
telephone to ring will not find you value in Real Estate these
days. With direct access to county tax
records, on-line title information & all the Multiple
Listing Service providers in the area, I can help you determine market
value in the purchase of your new home.
Working with other agents and brokers since 1992, I
have a working relationship in the community and the ability, through
my participation in numerous Real Estate Associations, to represent
you exclusively in the purchase. After all, other agents sell most
listings.
Time & Money
I am able and willing to introduce you to as many qualified
properties as necessary until you are satisfied. Constantly searching for a
home that meet your criteria & invest enough time to meet your needs,
after all, it is your money. Not only representing you in negotiating the
price and terms, I follow-up and keep you informed on all escrow, title and
other closing procedures until I deliver the key to your new home.
Risk Management
Protecting your interests throughout the purchase transaction
while reviewing and advising you of your rights and responsibilities. Help
you determine the suitability of all structural, electrical, mechanical,
plumbing, heating and built-in appliances.
Utilizing the resources of government agencies, Realtor advisory groups,
licensed & insured inspectors, contractors and investigators, I work for you
with years of local experience.
Providing you with up to date
- Natural Hazards Disclosures
- Federal, State & Local Law requirements
- Environmental Hazards Disclosures
- Home Warranty & Inspection Information
- Pest Control Compliance
- Adequate Property Condition Disclosure
- The latest "Megan’s Law" & Lead Hazard Disclosures
Here's an Alternative!
If you are priced out of the market here in Ventura County, think about
Las Vegas. It works for me!
Please enter your preferences below & I will provide
you with complete information on homes which meet your needs.
Contact Information
- Telephone
- business: 805-984-1995
- home office:
805-984-4199
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cell: 805-377-1090
- FAX
- business: 805-985-1242
- home office: 805-984-0438
- Postal address
Surfside-Anacapa Real Estate
127 N. Ventura Road
Port Hueneme, CA 93041
MAP IT!
Electronic mail
General Information, Sales & support:
hal.cutler@verizon.net
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